It's Time for Panic-Free Savings 

3.000%1 Motive® Savvy SavingsTM Account
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Motive® Savvy SavingsTM Account

At Motive, we know you work hard for your money and we want to make it simple for you to save for what matters. That's why we created the Motive Savvy Savings Account. Our competitive 3.000% interest rate helps you stack up your savings. 
Rates1,2
$0 - $5,000,0003.000%
$5,000,000.01 and over0.500%
Effective date: 06-September-2022
Freak-out Free Savings are just a few clicks away

Apply for your Motive Savvy Savings Account

Fees
Monthly feeFree
DepositsFree 
Monthly withdrawals3 included2 free
Additional withdrawal transactions$5.00
Transfers between your Motive accountsFree
THE EXCHANGE® Network ATM withdrawal fee4Free
Non-EXCHANGE Network ATM withdrawal fee4$1.50
Interac® e-Transfer5$1.00 

1Interest will accrue on deposited funds as of the date funds are deposited. Interest is calculated on the daily closing balance at the applicable rate tier and paid on the last day of the month, for the period beginning on the last day of the previous month and ending on the second last day of the month. Interest rates and rate tiers are subject to change without notice. Interest is paid in the currency of the account.
2If you have more than one Motive Savings Account, where combined Motive Savings Account Balances exceed $5 million, the posted rate for $5,000,000.01 and over will apply.
3Withdrawals include online bill payments, Automated Teller Machine (ATM) withdrawals, Interac® Direct Purchase payments, Interac e-Transfers, electronic funds transfers to another financial institution, automatic payments and other electronic debits.
4ATM owner may levy a transaction maintenance fee. This fee is the responsibility of the card holder.
5An additional withdrawal fee will apply if the e-transfer exceeds the number of included withdrawals per month.

Note: This account type does not provide automatic monthly e-statements. For assistance in arranging this feature, please contact one of our agents at 1-877-441-2249.

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Your deposits may be insurable by the Canada deposit Insurance Corporation