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Non-registered GICs

Lock in your savings and feel secure


Term Annual interest rate
1-year 4.430%
2-year 4.640%
3-year 4.700%
4-year 4.760%
5-year 5.000%
6-year 5.000%
7-year 5.000%
8-year 5.000%
9-year 5.000%
10-year 5.000%

Effective date: 15-August-2022

1Minimum balance of $1,000 required.
2The holder has the option to receive interest paid annually into a Motive Savings Account or to have the interest compounded annually and paid at maturity. On Motive GICs with a term of at least 12 months, customers over the age of 57 also have the option of having interest paid monthly into a Motive Savings account.
3Interest is compounded annually and paid at maturity. Interest will accrue on deposited funds as of the date funds are deposited. Interest rates and rate tiers are subject to change without notice. Interest is paid in the currency of the account. All rates quoted are annual interest rates.

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Your deposits may be insurable by the Canada Deposit Insurance Corporation