Motive shards

You work hard for your money

We want to reward you with better rates.

Saving money is easier at Motive®. We're an online bank. We don’t have branches so all of your banking is done in the comfort of your own home, online or via phone. By keeping it simple, we can provide you with great rates.

We understand that everyone has their own goals and that there is no shortcut to saving. It takes time and discipline. Less grasshopper, more ant. We aim to reward these qualities. At Motive, your money goes further and grows faster. There’s nothing wrong with being stingy - we say pinch your pennies proudly.

We are a division of the Canadian Western Bank. As such, your eligible deposits are held at Canadian Western Bank, a member of Canada Deposit Insurance Corporation (CDIC). Your Motive experience will always include one of our organization's core values - great personal service. With competitive rates, low service fees, and personal service, Motive is for savers.