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Motive Cha-Ching Chequing® Account

Cha-ching! The sound of your bank account

$0 and over 0.25%

Effective date: 12-Feb-2024

Monthly fee Free
Monthly withdrawals2 included Unlimited
First 50 personalized cheques Free
THE EXCHANGE® Network ATM withdrawal fee3 Free
Non-EXCHANGE Network ATM withdrawal fee3 2 Free, additional withdrawals $1.50 each

1Interest will accrue on deposited funds as of the date funds are deposited. Interest is calculated on the daily closing balance at the applicable rate tier and paid on the last day of the month, for the period beginning on the last day of the previous month and ending on the second last day of the month. Interest rates and rate tiers are subject to change without notice. Interest is paid in the currency of the account.
2Withdrawals include online bill payments, Automated Teller Machine (ATM) withdrawals, Interac® Direct Purchase payments, Interac e-Transfers, electronic funds transfers to another financial institution, automatic payments and other electronic debits. An additional withdrawal fee will apply for outgoing e-transfers regardless of if it’s included in the two free withdrawals per month.
3ATM owner may levy a transaction maintenance fee. This fee is the responsibility of the card holder.

CDIC logo

Motive Financial is a trade name of Canadian Western Bank, which is a member of CDIC. Deposits made under Motive Financial and Canadian Western Bank are aggregately eligible for CDIC protection up to $100,000 per category, per depositor.