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Motive™ Savvy Savings Account

We’re bringin’ savvy back.

You're savvy and you know it. We’re offering our highest rate yet.


Monthly fee Free
Deposits Free
Transactions included 2 Free
Additional transactions $5.00
Transfers between your Motive accounts Free
THE EXCHANGE® Network ATM withdrawal Free
Non-EXCHANGE Network ATM withdrawal $1.50


  • Our highest interest rate


Motive™ Savvy Savings Account (Rates effective 2018-11-01) Rates
$0 - $2,500 2.80%
$2,500.01 - $5,000 2.80%
$5,000.01 - $1,000,000 2.80%
$1,000,000.01 - $5,000,000 0.25%
$5,000,000.01 and over 0.25%

All rates quoted are annual interest rates and are subject to change without notice.

*Interest is calculated on the daily closing balance and paid monthly. Interest is calculated on the portion of the balance that sits within each tier. If you have more than one Motive Savvy Savings Account, where combined Motive Savings Account Balances exceed $1 million, the posted rate for $1,000,000.01 and over will apply.