Service fees

Effective November 1, 2014

Motive Chequing Account

Monthly fee Free
Transactions included Unlimited
First 50 Personalized Cheques Free
THE EXCHANGE® Network ATM withdrawal1 Free
Non-EXCHANGE Network ATM withdrawal1 $1.50

Motive Savings Account

Monthly fee Free
Transactions included

Unlimited

THE EXCHANGE Network ATM withdrawal1 Free
Non-Exchange Network ATM withdrawal1 $1.50

Additional service fees and sundry charges

Items charged back $6.00
NSF cheques and loan payments $45.00
Overdraft handling
Applicable to unauthorized overdrafts
(minimum per item)
$5.00
U.S. item deposited as a Canadian item $15.00
Placement of Stop Payment
Complete details $15.00
Incomplete details $20.00
Account Closure and Transfers
Within 90-days of opening $15.00
Transferred to another financial institution $20.00
RRSP Plan within one year of opening $50.00
RRSP transferred to another financial institution in full or in part $50.00
TFSA Plan within one year of opening $50.00
TFSA Plan transferred to another financial institution in full or in part $50.00
Bank Confirmation to auditor
(GST included) $25.00
Posting of a non-encoded item
(e.g. cleared counter cheque) $5.00
Printed monthly statement with cheque images mailed $2.00/ month
Photocopy retrieval and tracing fees2
Item posted to account up to two years ago $40.00/hour
Minimum charge $40.00 plus $1.00 per item
Item posted to account over two years ago Negotiable
Ask Motive Staff for more details
Item deposited to account $40.00
Minimum charge $40.00 plus $75.00 per item
Inactive Account Charge
Two year $20.00
Five year $30.00
Nine year $40.00
Transaction history printed and faxed
Per page $1.00
Transaction tracing or recall $15.00
Collections
Clean $20.00
Documentary $25.00
Canadian drafts $7.50
Post-dated cheques held for deposit $3.00 per item
Cash withdrawals outside Canada (Cirrus)1

US $3.00

Interac® e-Transfer (per transfer). Free to receive.

$1.50
Wire Transfers

Call Motive for details

1 ATM owner may levy a transaction maintenance fee. This fee is the responsibility of the card holder.
2 Subject to surcharge from 3rd party clearing institution.
 

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